Lending, structurally sound.
From first home to fourth acquisition — loan products underwritten with the same patience whether the amount is $40,000 or $4,000,000.
Home Loan
Fixed, adjustable and jumbo mortgages for primary residences. Pre-approval in 48 hours, average close in 21 days, no lender-paid PMI tricks.
- Conventional, FHA, VA, USDA
- 10–30 year fixed & ARM
- First-time buyer programs
Education Loan
Undergraduate, graduate and refinancing structures for existing student debt. Income-driven repayment modeling and tax-optimized refinance paths.
- Federal & private consolidation
- Refinance from 4.2% APR
- Parent PLUS restructuring
Business Loan
SBA 7(a), 504, term loans, lines of credit and equipment finance. We package the application, defend the projections, and stand between you and the underwriter.
- SBA 7(a) & 504
- Working capital LOC
- Equipment & inventory
Auto Loan
New, used, lease buyout and refinance. Pre-arranged financing walks you onto the dealer lot with a check in hand — and a rate you have already stress-tested.
- New & used vehicle
- Refinance from 5.4% APR
- Lease buyout financing
Personal Loan
Unsecured personal credit for life events — relocations, medical, debt consolidation. Fixed term, fixed rate, no prepayment penalty, funded in 72 hours.
- $5K – $100K unsecured
- Debt consolidation
- Fixed 3–7 year term
Mortgage Loan
Investment property, second home, cash-out and bridge financing. We structure the holding entity, the debt, and the exit — together, not in isolation.
- Investment property
- Cash-out refinance
- Bridge & portfolio loans